The Lesser-Known Factors That Determine Your Car Insurance Rate

In most states, auto insurance companies can use your credit score to set your rate. That's not surprising. But there are a handful of lesser-known reports they use, too. It helps to know what these are so you have a better idea of your monthly premium. MoneyTalksNews made a list of ten reports, including your credit score, that insurances companies use to set your rate. Your claims history and motor vehicle record are pretty obvious, but there are a couple of more surprising reports: